Jeff Caulley F.A.I.B,F..Qld., F.Fin., J.P.(C.dec) 

Jeff has had a lifetime in Banking and Finance experience and worked with Westpac Banking Corp. from 1961 until 1999 when he became a Mortgage Consultant specialising in Investment Lending. During Jeff’s time at Westpack he had over twenty years in Senior Branch  Management roles with the main areas of responsibilities being in the Secured Lending area. In March 2004 he was appointed an accredited Mortgage Consultant with the Mortgage Industry Association of Australia and has received Honorary Life Membership of the Australasian Institute of Banking and Finance. Jeff is a Fellow of the Australasian Institute of Banking and Finance and The Financial Services Institute of Australia. He was appointed Justice of the Peace Commissioner of Declarations in 1976 and still holds that office today,

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David Frood

David Frood has a history consulting to big business in Sales, Organisational Structure and Performance Management for 16 years. Clients include Qantas, Cerebos Foods, HP Australia, Daikin Air-Conditioning, CommSec and Diageo.